Why Do You Need Motorcycle Insurance?

Though you may be trying to save money where you can, the truth is that sometimes you can’t skimp and save. One of these is with your motorcycle insurance. 

Here are some reasons why you need motorcycle insurance. 

  • The law requires it. Most states require that everyone on the road has insurance. This includes cars, trucks, motorcycles, and even RVs. 
  • If you take out a loan, they may require insurance. They want to ensure they are protected so that they may require extra insurance on your motorcycle. 
  • Motorcycle insurance will cover medical bills. If you are involved in an accident, you may be held liable for all the expenses that come along with it. This may include hefty medical bills. 
  • You may also want to consider extra insurance, which will cover the repair or replacement of your bike. Collision insurance will help you pay to get your bike back on the road if it becomes damaged in an accident. 
  • There is also insurance if your bike gets damaged due to the weather or even vandalism. Comprehensive insurance will cover the cost of repairing your bike if it gets damaged during a windstorm or if someone does something to it while it is parked in front of your home. 

If you have a bike, you need to ensure that you have some protection. Not only does the law require insurance, but your loan company may also. You also may want insurance to help you protect yourself in an accident. 

To ensure that you are fully protected, no matter what happens, you need the right insurance policy. Don’t hesitate to contact us today at TAB Insurance Agency LLC in Austin, TX.