Severe weather can damage your boat in many ways. High winds can break moorings, heavy rains can cause flooding, and thunderstorms can produce dangerous lightning. Before severe weather hits, take these tips from Austin, TX’s TAB Insurance Agency LLC to protect your boat.
How to prevent storm damage to your boat
If you live in an area prone to severe weather conditions, it’s important to take measures to protect your boat from storm damage. The first step is to identify a safe storage location for your boat. This may be a garage, shed, or other covered structure on your property. If you don’t have a suitable storage option on your property, you may need to rent space at a local marina or storage facility.
Once you have a safe storage location for your boat, take the time to clean and winterize it before the start of the storm season. This will help to prevent damage from salt water and cold temperatures.
If a storm is forecasted, take action to secure your boat. Remove loose items from the deck and secure them inside the cabin or storage area. Double-check all lines and anchors to make sure they are secure.
Taking these steps to protect your boat from storm damage will help ensure you can enjoy many years of boating pleasure.
Does boat insurance cover storm damage?
If you have comprehensive boat insurance, your policy will likely cover storm damage. That said, it’s important to check with your insurer to be sure, as coverage can vary. It’s also worth noting that while your boat insurance may cover storm damage, it likely won’t cover damage caused by flooding, so it’s important to understand the difference.
TAB Insurance Agency LLC is a full-service insurance agency serving Austin, TX. We offer a wide range of products and services, including boat insurance. Contact us today to learn more about our boat insurance coverage options.