Home insurance is what lets you sleep at night when you are a homeowner. So many things can go wrong and when you are covered with a good home insurance policy it gives you peace of mind. Home insurance can’t stop bad things from happening, but if they do, you know you won’t be facing them alone. In Austin, TX,  you can count on TAB Insurance Agency LLC to be there for you. 

Home insurance usually renews once a year. At the time that your policy renews, you should take a good look at your coverage to make sure that it is giving you what you need in the way of protection. On the front of your policy is the declaration page and this is a summary of all your coverage amounts. It shows your deductible and any endorsements you have added. All the amounts are right in front of you, making it easy to check your liability coverage, your content, and structure coverage. 

When your children become teenagers, it is a good time to think about looking at your liability coverage. If you add any risky things to your life like a dog,  pool, or trampoline, you should also take a good look at how much liability coverage you have. You may want to add an umbrella policy as well. 

If you have done major renovations, especially ones that added square footage such as finishing a basement or an attic or building an addition, you need to make sure your insurance agent is aware that your square footage has changed and your replacement amount has increased. 

Some upgrades you do to your home can save you money, so if you have added a security system, wired smoke detectors, or a new roof, let your agent know. 

Contact TAB Insurance Agency LLC in Austin, TX when you are ready for a new home insurance quote.