As a boat owner in Austin, TX, it’s important for you to purchase a boat insurance policy to protect the investment you’ve made in your watercraft. We sell boat insurance at TAB Insurance Agency LLC.

The following are three things you might not know about boat insurance in Texas.

You can buy a policy that will offer "lay-up" options.

It’s important to look for "lay-up" options in your policy if you only use your boat during certain seasons of the year.

With these options, you won’t have to pay as much in boat insurance premiums in the off-season when you’re keeping your boat in storage rather than taking it out on the water. 

You can cover land risks with a boat insurance policy.

Boat insurance isn’t just about covering financial risks when you’re in the water with your boat. Boat insurance policies can also offer coverage when you’re on land with your boat. For example, boat insurance can offer coverage for when you’re transporting your boat or keeping your boat in storage. 

A boat insurance policy typically entails navigational limits. 

One of the most important things to understand about boat insurance is any navigational limits in place. Boat insurance policies typically only offer coverage in a certain area. If you travel outside this area with your watercraft, you will not be compensated through an insurance claim if your boat becomes damaged. 

You can learn more about boat insurance by getting in touch with us at TAB Insurance Agency LLC. Contact us with your questions about boat insurance coverage in Austin, TX.