Reasons to Get Full Coverage on Your Boat

The open waters are calling more than ever now that the heat has settled in for the year. Before you take your boat out, make sure you have the coverage you need to protect your property, no matter what happens out there on the water. TAB Insurance Agency LLC serves the people in and around Austin, TX with insurance to cover all aspects of life, including recreational fun. 

What Are Texas Boat Insurance Requirements?

To operate a boat in Texas you must take a boater education safety course. After this as long as you are of legal age (over 18 to drive alone, and 13 and over can drive with adult) then you can legally operate a boat in Texas without any minimal insurance coverage. While it is legal to operate your watercraft without insurance, it is not a good idea, because it leaves your asset unprotected and yourself at risk of litigation costs in the event of an accident. 

When Might You Need More?

Your homeowner’s insurance may cover a portion of boat damage when it is parked in your yard or garage if the damage falls under the policy. However, when you are out on the waters and things go sideways, you want to know you have not lost your assets, nor are you liable to other people if their property is damaged. Full coverage on your boat can bring you peace of mind while you enjoy the Texas waters so you can fully relax. 

Contact Us at TAB Insurance Agency LLC to learn more about boaters insurance and to get a quote for your lifestyle today. We serve Austin, TX and the surrounding areas with quality insurance services. Call today,  972-377-9464.