Does Boat Insurance Cover the Actual Structure Of The Boat Or Just The Engine?

If you invest in a boat, you know that you are going to need to provide insurance coverage to prevent out of pocket losses as the result of an accident or other types of mishaps. When it comes to boat insurance, there are conditions and limitations related to the parts of the boat that are covered as well as the conditions in which the coverage will kick in. So, does boat insurance cover the entire ship, or does it just cover the engine?

Does Boat Insurance Cover The Entire Boat?

There are many different types of boat insurance options on the market. The standard boat insurance policy will only cover the motor or engine and possibly the electronics that control the engine. The actual vessel itself may be left unprotected unless you purchase additional insurance to cover it. Before you select a policy, make sure you know the limits of coverage as well as the conditions for coverage to kick in. A good insurance agent will make sure you understand exactly what you are purchasing and help you determine if there are gaps in coverage. 

Coverage That Works For Your Situation

If you are searching for boat insurance that covers your specific situation and doesn’t leave you susceptible to gaps that can cause significant out of pocket expenses, then you must work with an insurance company that strives to give you products that protect you completely. If you are a resident who lives in or around the Frisco, TX area, you can count on TAB Insurance Agency, LLC to work with you directly and create an insurance policy that will protect you from losses. 

Give yourself peace of mind and protection with adequate insurance coverage for your vessel. If you have a boat and reside in the Frisco, TX area, you should call or stop by TAB Insurance Agency and find out how they can help you get the peace of mind you need. Tab Insurance Agency, LLC  is ready to answer your questions and address your concerns.